Mary Squires, has stayed true to her promise of returning ethics to the Office of Insurance Commissioner when she called for an end to the practice of using credit scores to determine Georgians’ automobile insurance rates, a practice her opponent, Senator Ralph Hudgens, supports.   

Credit scores are used by lending institutions to determine an individual’s ability to pay future debt, and are now being used by many insurance companies to determine potential driving risk. Georgians with clean driving records and lower credit scores due to a home refinance, lost wages, a paid off credit card, retirement on a fixed income, or call up to military active duty are now facing sticker shock on their auto insurance policies.

Mary stated, “Using credit scores, which are often full of errors and different from one credit reporting agency to another, to determine auto insurance rates is discriminatory and wrong. As Insurance Commissioner, I will create Georgia Fair Score and stop your credit score from being used to raise your auto insurance rates. Georgians should not be punished for living on a fixed income, losing a job, or being called to war.  Insurance companies have found a way to pad their bottom line on the backs of the financially vulnerable, and once again, Senator Hudgens is siding with the insurance lobbyists. Georgia needs a consumer watchdog who stands up for Georgia families, not an Insurance Commissioner who is bought and paid for by insurance companies and their lobbyists,” said Squires.

Let’s make sure we put Mary in the Insurance Commissioner’s office!